A review of Allied International Credit by MAN IN A DILEMA written on Thursday 17th of April 2008
I agree that you should not take out loans and not be able to afford the repayments! How stupid is that?
However, many people out there and also like myself have taken out bank loans etc (whilst being in a financial position to afford the repayments) and then unexpectedly find themselves either made redundant, or much worse facing losing their home, possessions, and ultimately bankruptcy!!
I lost my business in 2006 due to a down turn in the economy and many other reasons which I had no control.
After my business went into liquidation, I ended up out of work, could not get a job due to being over qualified and worse still could not keep up my mortgage payments, repayments to creditors and 9 months on lost my house through repossession, all my possessions, and now live in rented accomodation awaiting personal bankruptcy. One of my creditors will have to make me bankrupt, as I cannot even afford to pay the fees to make myself bankrupt!
I am sure my story is familiar to many thousands, perhaps even millions of other people who have recently been forced into bankruptcy, or are awaiting one of their creditors to make them bankrupt due to not having the income sufficient enough to offer repayments of any kind. Worse still if like me you happen to also have a wife and four children!
SO BEFORE YOU STEREO TYPE STATING "YOU SHOULDNT TAKE OUT LOANS AND NOT BE ABLE TO AFFORD THE REPAYMENTS".
READ MY STORY, THEN DECIDE --- WAS IT ALL ME??
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Map showing Allied International Credit on Argyle Street