"Reply to skippy"

A review of Allied International Credit by Anonymous CAG member written on Tuesday 23rd of February 2010

Just read your post there, and couldn't believe what I was reading.

'I don't work for AIC'. It sure as Hell sounds like you do. Why waste time defending a company you don't work for? What exactly are you hoping to achieve?

'Measured approach'? Back down and pay debts when in all probability AIC has no legal basis whatsoever to pursue them.

That's very sound and measured - blindly pay up when a company you've never heard of claims that you owe them money! Hey, I wish I had your logic!

'CAG member' is hardly the same as 'CAG owner' or 'CAG Administrator', is it?

'Morally wrong'? Sounds like DCA speak to me. Using the CCA to substantiate a debt is a person's right to do, as set by 36 year old government legislation - if that debt is covered by the CCA (and most are).

If the company who gets the request can't fulfil that request, then the debtor's obligation to pay it is null. If the original agreement is flawed or not complaint to the CCA, then a court would also have to negate that obligation as well.

Simply put, if a company can't retain or process original paperwork correctly, then that is their problem, their fault, and their hard luck - no-one else's.

You say 'morally wrong', then say that you yourself put in a CCA request to AIC. And trying to label CCA requests as a means of 'avoiding responsibility' is a bluff tactic often used by DCA companies. So, I don't believe you.

'Where on your website are responses to request the CCA are the responses to actually paying the debt back'? Have you tried the letter templates library on the CAG site? Previous forum threads? The same applies to the question you ask after this. You can't have looked at CAG for very long if you couldn't find comprehensive and detailed answers to those two questions. That is if you looked at CAG at all!

'AIC provided mine no problem'. Did they now? You're one of the lucky few, then!

And what exactly is a 'with hunt'? If you mean 'witch hunt', then that is the only statement you've made with any grain of truth. I do want to see AIC go under - and I look forward to the day that it does.

Why? Because I see no reason why it and other companies cut from the same cloth should exist.

If there's a valid debt, then pay it to whoever it was owed to originally and no-one else. Why pay it to a third-party company you've never heard of or ever had an agreement with?

Besides, majority opinion on AIC is much more against than for, even on Google. CAG's hardly the only forum thread where you'll find entirely negative comment about them..

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